AcctInfoXML

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Overview

The Cardholder Account Information contains information about the Cardholder’s online account on your website.

Note: Cardholder Account Information data elements used to define a time period can be included as either:

  • The specific date, or
  • An approximate indicator for when the action occurred.

You can use either format.

XML Tags

The AcctInfoXML tags and data validation rules are described in the following table. The XML tags should follow the order they are listed.

AcctInfoXML tags

Node/Element

Description

Mandatory

Format and Valid Characters

Max Length

Allowed

Values

acctInfo

The root element for all other acctInfo elements.

No

Node

 

 

chAccAgeInd

Length of time that the cardholder has had their online account with you.

  • 01 = No account (guest check-out)

  • 02 = Created during this transaction

  • 03 = Less than 30 days

  • 04 = 30-60 days

  • 05 = More than 60 days

No

Digits

  • 01

  • 02

  • 03

  • 04

  • 05

chAccChange

Date that the cardholder’s online account last changed, including Billing or Shipping address, new payment account, or new user(s) added.

No

Digits and hyphens
 

 

 

10 

YYYY-MM-DD

chAccChangeInd

Length of time since the cardholder’s online account information last changed, including Billing or Shipping address, new payment account, or new user(s) added.

  • 01 = Changed during this transaction

  • 02 = Less than 30 days

  • 03 = 30-60 days

  • 04 = More than 60 days

No

Digits

  • 01

  • 02

  • 03

  • 04

chAccDate

Date that the cardholder opened their online account with you.

No

Digits and hyphens
 

10 

YYYY-MM-DD

chAccPwChange

Date that cardholder’s online account had a password change or account reset.

No

Digits and hyphens
 

10 

YYYY-MM-DD

chAccPwChangeInd

Indicates the length of time since the cardholder’s online account had a password change or account reset.

  • 01 = No change

  • 02 = Changed during this transaction

  • 03 = Less than 30 days

  • 04 = 30-60 days

  • 05 = More than 60 days

No

Digits

  • 01

  • 02

  • 03

  • 04

  • 05

nbPurchaseAccount

Number of purchases with this cardholder account during the previous 6 months.

No

Digits

 

provisionAttemptsDay

Number of Add Card attempts in the last 24 hours.

No

Digits

 

txnActivityDay

Number of transactions (successful and abandoned) for this cardholder account with you, across all payment accounts in the previous 24 hours.

No

Digits

 

txnActivityYear

Number of transactions (successful and abandoned) for this cardholder account with you, across all payment accounts in the previous year.

No

Digits

 

paymentAccAge

Date that the payment account was enrolled in the cardholder’s account with you.

No

Digits and hyphens
 

10 

YYYY-MM-DD

paymentAccInd

Indicates the length of time that the payment account was enrolled in the cardholder’s account with you.

  • 01 = No account (guest check-out)

  • 02 = During this transaction

  • 03 = Less than 30 days

  • 04 = 30-60 days

  • 05 = More than 60 day

No

Digits

  • 01

  • 02

  • 03

  • 04

  • 05

shipAddressUsage

Date when the shipping address used for this transaction was first used with you.

No

Digits and hyphens
 

10 

YYYY-MM-DD

shipAddressUsageInd

Indicates when the shipping address used for this transaction was first used with you.

  • 01 = This transaction

  • 02 = Less than 30 days

  • 03 = 30-60 days

  • 04 = More than 60 days

No

Digits

  • 01

  • 02

  • 03

  • 04

shipNameIndicator

Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction.

  • 01 = Account Name identical to shipping Name

  • 02 = Account Name different than shipping Name

No

Digits

2

  • 01

  • 02

suspiciousAccActivity

Indicates whether you have experienced suspicious activity (including previous fraud) on the cardholder account.

  • 01 = No suspicious activity has been observed

  • 02 = Suspicious activity has been observed

No

Digits

 

2

  • 01

  • 02