Testing

Test your Opayo Direct requests using test data to return the correct responses.

• Test 3D Secure
• Test 3D Secure Passwords
• Test Address Values
• Test Using Payment Cards
• PayPal Testing
• Support

Test 3D Secure

The following table lists our magic CardHolder values. When you test your Opayo Direct transaction request, these simulate 3D-Authenticated transaction responses.

Test 3D Secure Passwords

3DS2

Test Address Values

To test your failure pages use a Test Card. The test will always return an OK response and an Authorisation Code. All other card numbers will be declined.

Test your Rule Base and fraud-specific code by omitting the following codes. The transaction will authorise and you will receive NOTMATCHED messages in the AVS/CV2 checks.

• Billing Address 1: 88
• Billing Post Code: 412

Test Payment Cards

You can use the following Test Card details using any Expiry date and the CVV: 123 (1234 for Amex cards).

PayPal Testing

PayPal is available to the Opayo test environment. You can test without using a live PayPal account.

Set Up

1. Sign in to https://developer.paypal.com. 
2. Create one or more Sandbox accounts including at least one each of:
   • Personal (buyer account)
   • Business (merchant account)

1. Sign in to your Business (merchant account) and under API Access, add the following test-only Third Party Permission Username:
   ppdev_1256915571_biz_api1.sagepay.com
2. You should grant all available permissions.

Start Testing

1. Sign in to your Test MyOpayo, and then add the Email address for the Business (merchant account) you created.
2. Choose, either a Mark or Express Checkout option, and then send the Transaction Registration post with the CardType set to PAYPAL.
3. Our response to your Transaction Registration Post will return a Status of PPREDIRECT and provide a simulated PayPalRedirectURL.

Check Results

1. Ensure your code stores the VPSTxId and redirects the test customer’s browser to the PayPal Sign In page.
2. Where you have provided them, the BasketXML information is shown with your company logo. Sign in using the Personal (buyer account) to complete the transaction process with PayPal
3. Opayo will send a message to your PayPalCallbackURL along with the customer. Ensure your script can handle a PAYPALOK Status. You can choose to:
   • Accept the transaction based on the PayerStatus and or AddressStatus (as the result of these fields can dictate if the transaction is eligible for PayPal Seller Protection)
   • Modify the Amount by +/- 15% of the original value (if the delivery price changes as a result of the address selected

Complete the Transaction

1. To proceed with the transaction, send a POST to the PayPal Completion URL with a value of YES in the Accept field. This will return a Status of OK in the final response to your servers.
   • When the AddressStatus is UNCONFIRMED, and the PayerStatus UNVERIFIED, you may not wish to continue.
   • If you do NOT wish to proceed, you must still send a POST to the Opayo servers to complete the transaction. Enter a value of NO in the Accept field to cancel the transaction. This will return a Status of NOTAUTHED in the final response to your servers.
2. When you receive this final response from Direct (here), and depending on the Status of the transaction, you should redirect your customer to the relevant completion page on your site.

• A Status of OK should redirect the user to a success page.
• An ERROR, NOTAUTHED, REJECTED, MALFORMED or INVALID Status should redirect to the relevant error handling page.

Support

Email the Opayo Support team for help with your debugging issues.