AcctInfoXML

The Account Information XML contains information about the Cardholder’s online account on your website.

Note: Cardholder Account Information data elements used to define a time period can be included as either:

The specific date, or
An approximate indicator for when the action occurred.

You can use either format.

The AcctInfoXML tags and data validation rules are described in the following table. The XML tags should follow the order they are listed.

**AcctInfoXML tags**
Node/Element	Description	Mandatory	Format and Valid Characters	Max Length	Allowed Values
acctInfo	The root element for all other acctInfo elements.	No	Node
chAccAgeInd	Length of time that the cardholder has had their online account with you. 01 = No account (guest check-out) 02 = Created during this transaction 03 = Less than 30 days 04 = 30-60 days 05 = More than 60 days	No	Digits	2	01 02 03 04 05
chAccChange	Date that the cardholder’s online account last changed, including Billing or Shipping address, new payment account, or new user(s) added.	No	Digits and hyphens	10	YYYY-MM-DD
chAccChangeInd	Length of time since the cardholder’s online account information last changed, including Billing or Shipping address, new payment account, or new user(s) added. 01 = Changed during this transaction 02 = Less than 30 days 03 = 30-60 days 04 = More than 60 days	No	Digits	2	01 02 03 04
chAccDate	Date that the cardholder opened their online account with you.	No	Digits and hyphens	10	YYYY-MM-DD
chAccPwChange	Date that cardholder’s online account had a password change or account reset.	No	Digits and hyphens	10	YYYY-MM-DD
chAccPwChangeInd	Indicates the length of time since the cardholder’s online account had a password change or account reset. 01 = No change 02 = Changed during this transaction 03 = Less than 30 days 04 = 30-60 days 05 = More than 60 days	No	Digits	2	01 02 03 04 05
nbPurchaseAccount	Number of purchases with this cardholder account during the previous 6 months.	No	Digits	4
provisionAttemptsDay	Number of Add Card attempts in the last 24 hours.	No	Digits	3
txnActivityDay	Number of transactions (successful and abandoned) for this cardholder account with you, across all payment accounts in the previous 24 hours.	No	Digits	3
txnActivityYear	Number of transactions (successful and abandoned) for this cardholder account with you, across all payment accounts in the previous year.	No	Digits	3
paymentAccAge	Date that the payment account was enrolled in the cardholder’s account with you.	No	Digits and hyphens	10	YYYY-MM-DD
paymentAccInd	Indicates the length of time that the payment account was enrolled in the cardholder’s account with you. 01 = No account (guest check-out) 02 = During this transaction 03 = Less than 30 days 04 = 30-60 days 05 = More than 60 day	No	Digits	2	01 02 03 04 05
shipAddressUsage	Date when the shipping address used for this transaction was first used with you.	No	Digits and hyphens	10	YYYY-MM-DD
shipAddressUsageInd	Indicates when the shipping address used for this transaction was first used with you. 01 = This transaction 02 = Less than 30 days 03 = 30-60 days 04 = More than 60 days	No	Digits	2	01 02 03 04
shipNameIndicator	Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction. 01 = Account Name identical to shipping Name 02 = Account Name different than shipping Name	No	Digits	2	01 02
suspiciousAccActivity	Indicates whether you have experienced suspicious activity (including previous fraud) on the cardholder account. 01 = No suspicious activity has been observed 02 = Suspicious activity has been observed	No	Digits	2	01 02