Transaction AUX Record (TAR)

Field Name

L

Position

F

S

Remarks

Record Type

3

1-3

A

M

Always TAR

Data Record Sequence Number

9

4-12

N

M

Increment by 1 per data record

Product ID

2

13-14

A

C

Only available in the VISA US region from the authorisation message. Otherwise space-fill.

 Must be present in conjunction with Transaction Identifier and Validation Code Fields.

 Reference: Visa Transaction Identifier DE 62.23 (Card Level Result)

Transaction Identifier

15

15-29

A

C1

American Express: Field contains the Amex Transaction Identifier provided in the authorisation response message.

 Visa: Field contains the Visa Transaction Identifier provided in the authorisation response message. Must be present in conjunction with the Validation Code and Authorisation Characteristics Indicator fields.

Please note: for tokenised Verified by Visa transactions this field will carry the TAVV (Token Authentication Verification Value).

 Space-fill if not applicable.

 Reference: Visa Transaction Identifier DE 62.2 

Validation Code

4

30-33

A

C1

Visa: information is be provided to the merchant as part of the authorisation message. Field may include a code to determine the accuracy of the authorisation date contained in the clearing record. Otherwise space-fill.

 Reference: Visa Transaction Identifier DE 62.3

Authorisation Characteristics Indicator

1

34

A

C1

Field is required to qualify transactions for Visa Custom Payment Services rates. Otherwise space-fill.

 Reference: Visa Transaction Identifier DE 62.1

BankNet Reference Date

 

4

35-38

N

C 2

For Mastercard transactions: MMDD

Otherwise space-fill.

  Must be present in conjunction with the Financial Network Code and BankNet Reference fields.

 Reference: Mastercard Financial Network Data DE15

Financial Network Code

3

39-41

A

C2

For Mastercard transactions:

Otherwise space-fill.

 Reference: Mastercard Financial Network Data DE 63.1

BankNet Reference

8

42-49

A

C2

For Mastercard transactions. Last two digits are space filled.

Otherwise space-fill.

 Reference: Mastercard Financial Network Data DE 63.2

Condition Code

4

50-53

A

C

Always space-filled

Cashback Amount

13

54-66

N

O

Not higher than the transaction-amount in the TDR. Same currency as in the TDR.

Cardholder Amount

13

67-79

N

C3

Required for Dynamic Currency Conversion (DCC) and Multi-Currency Processing (MCP) transactions only.

Transaction Amount in Cardholder Currency.

Zero-fill if not applicable.

 Must be in major currency unit with two implicit decimal places e.g.

1 Euro = 0000000000100

1 Cent  = 0000000000001

Right justified, leading zeroes.

 Must be present in conjunction with the Cardholder Currency Code, Conversion Rate and Conversion Exponent fields.

Cardholder Currency Code

3

80-82

N

C3

Required for Dynamic Currency Conversion (DCC) and Multi-Currency Processing (MCP) transactions only.

ISO Numeric Currency Code of Cardholder. Zero-fill if not applicable.

Conversion Rate

8

83-90

N

C3

Required for Dynamic Currency Conversion (DCC) and Multi-Currency Processing (MCP) transactions only.

Foreign Exchange Rate.

Zero-fill if not applicable.

This field has no implicit decimal point e.g.

0.812 = 00000812

 The exchange rate must express the value of 1 major unit of the transaction (and merchant's settlement) currency in terms of the cardholder currency, i.e. multiply the Transaction Amount by the Exchange Rate to get the Cardholder Amount.

Conversion Exponent

1

91

N

C3

Required for Dynamic Currency Conversion (DCC) and Multi-Currency Processing (MCP) transactions only.

Number of digits in Foreign Exchange Rate Exponent. Zero fill if not applicable.

 This value expresses the implicit decimal point in the Conversion Rate e.g.

Conversion Rate  = 00000812

Conversion Exponent  = '6' Exchange rate = 00.000812

Payment Facilitator Dynamic Merchant DBA Name

25

92-116

A

C

DBA name for the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant City

13

117-129

A

C

DBA City for the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Street Address

25

130-154

A

C

DBA Street address of the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant ZIP Code

9

155-163

A

C

DBA ZIP code of the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant State/Province Code

2

164-165

A

C

DBA State/Province Code of the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters

Payment Facilitator Dynamic Merchant  Country Code

3

166-168

A

C

DBA Country code of the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Numeric ISO 3166

Space filled for non-Dynamic Merchant Information submitters

Payment Facilitator Dynamic Merchant Sub Merchant ID

14

169-182

A

C

Sub Merchant ID allocated by the Payment Facilitator for the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters

Track Data Condition Code

2

183-184

N

C

Only valid and conditional for Discover Processing in the US/CAN.

This field is required if the Card Transaction receives a positive Authorization Response. This field is required for association incentive interchange rates. Space-fill if not present.

Please see below Note *1

Network Reference Identification  Number (NRID)

15

185-199

A

C

Only valid and mandatory for Discover Processing in the US/CAN.

Unique ID assigned by Discover at the time of the Authorization Response. It is not repeated for a period of one (1) year and follows the life of the Card Transaction.

Space-fill If not present.

Card Scheme Data Date and Time

10

200-209

A

C

Only valid for Union Pay. Value received from Union Pay in the authorization Response.

Format: MMDDHHMMSS

Space-fill If not present.

Card Scheme Data Settlement Date

3

210-212

A

C

Only valid for Union Pay. Value received from Union Pay in the authorization Response.

Format: Julian Day

Space-fill If not present.

Digital Wallet Data

5

213-217

A

C

Digital Wallet Data provided in authorizations

Please see Note *2 – Description table

Accountholder Authentication Value (AAV) Collection Indicator

1

218

N

C

MasterPass authentication indicator. Formerly called the UCAF Collection Indicator.

Value

Description

0

MasterPass – Consumer Authentication not supported

1

MasterPass – Merchant only / Authentication attempt

2

MasterPass – Full Authentication

3

MasterPass – Maestro Basic Checkout

5

MasterPass – Risk Based Decision with Issuer. Not currently supported.

6

MasterPass – Merchant used own Risk Based Decision. Not currently supported.

Space-fill if not applicable.

Mastercard Assigned ID

6

219-224

A

C

MasterPass only: This field contains the Mastercard assigned merchant ID. The value should be provided if the AAV Collection Indicator has a value of 3.

Payment Facilitator Dynamic Merchant MCC Code

4

225-228

N

C

MCC Code for the Dynamic Merchant of the transaction (if Payment Facilitator Processing)

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Phone Number

20

229-248

A

C

Phone Number for the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Amex Only.

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Email Address

40

249-288

A

C

Email Address for the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Amex Only.

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Tax ID

14

289-302

N

C

Tax ID for the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Amex Only.

Space filled for non-Dynamic Merchant Information submitters.

Unique Transaction Response Reference Number

11

303-313

A

C

Contains the Elavon generated Unique Transaction Response Reference Number supplied during authorisation via the Elavon ISO Protocol (EISOP) format.

This value is not available via other authorisation protocols.

Space-fill if not applicable.

DCC Reference Number

14

314-327

N

C

Reference number provided in DCC Enquiry Response message for Host DCC transactions.

Zero-fill if not applicable.

Transit Transaction Type Indicator

2

328-329

N

C

Transit Data provided as part of a Transit Transaction.

In some implementations Transit Transactions may be submitted for clearing without first being authorised.

Value

Description

01

Pre-Funded

Cardholder purchases a value redeemable on future travel e.g. weekly or monthly pass.

02

Real-Time Authorised

Cardholder taps and pays for travel fare each trip. An authorisation is obtained every time a cardholder uses their bank-issued device at the transit terminal.

03

Post-Authorised Aggregated

Multiple trips/Mastercard taps are aggregated into a single transaction amount. Taps can be combined for up to 14 days from the first tap or up to the chargeback protection amount as published by Mastercard. Variable fare model.

04

Authorised Aggregated Split Clearing

Only applicable for UK domestic transactions. Please advise Elavon if you wish to make use of this transaction type.

05

Other

06

Post-Authorised Aggregated Maestro

Multiple trips/Maestro taps are aggregated into a single transaction amount. Variable fare model.

07

Debt Recovery

Indicates that a transit transaction has previously been declined but cardholder was granted travel. The Debt Recovery is a resubmission of the declined transaction.

Space-fill if not applicable.

Transportation Mode Indicator

2

330-331

N

C

Transit Data provided as part of a Transit Transaction.

Value

Description

00

Unknown

01

Urban Bus

02

Interurban Bus

03

Light Train Mass Transit

04

Train

05

Commuter Train

06

Waterborne Vehicle

07

Toll

08

Parking

09

Taxi

10

High-Speed Train

11

Rural Bus

12

Express Commuter Train

13

Para Transit

14

Self-Drive Vehicle

15

Coach

16

Locomotive

17

Powered Motor Vehicle

18

Trailer

19

Regional Train

20

InterCity

21

Funicular Train

22

Cable Car

Space-fill if not applicable.

Transaction Integrity Class (TIC)

2

332-333

A

C

Required for Mastercard transactions in the US Region Only.

Contains a value from the authorisation response message that indicates fundamental safety and security of a transaction. Includes an assessment of validity of the card and cardholder.

Value must be passed unaltered from authorisation to settlement.

Mandatory for incentive interchange.

Payment Account Reference (PAR) Number

35

334-368

AN

C

Carries a unique reference number assigned to a cardholder’s card PAN. This value remains constant across tokenised and non-tokenised transactions.

3D Secure Version Number

1

369

N

C

Indicates if the transaction has been processed under 3D Secure Version 1 or Version 2 rules. Mandatory for all 3D Secure transactions.

Elavon currently supports 3D Secure Version 2 for Visa, Mastercard, Diners and American Express.

Value

Description

1

3D Secure Version 1

2

3D Secure Version 2

Space-fill if not applicable.

Directory Server (DS) Transaction ID

36

370-405

AN

C

Carries the Directory Server (DS) Transaction ID generated during 3D Secure Version 2 authentication. Must be present for all Mastercard 3D Secure Version 2 transactions.

Accountholder Authentication Value (AAV)

32

406-437

AN

C

Carries the Mastercard SecureCode AAV.

Elavon expects the AAV field to be populated with the first 28 characters of the Base64 encoded authentication value.

Formerly called the Universal Cardholder Authentication Field (UCAF).

PIN Capability

1

438

N

C

Indicates PIN entry capability.

Value

Description

1

PIN supported

3

Software based MPOS with PIN supported

Space-fill if not applicable.

Mobile POS (MPOS) Acceptance Device Indicator

1

439

N

C

Indicates if an MPOS device is Hardware or Software Based.

Value

Description

0

Hardware Based MPOS – dedicated MPOS terminal with dongle (with or without keypad)

1

Software Based MPOS – off the shelf mobile device

Space-fill if not applicable.

Multi-Currency Processing Transaction Indicator

1

440

A

M

Indicates that the transaction has been processed using Multi-Currency Processing (MCP).

MCP allows merchants to offer local currency to international customers but receive a guaranteed settlement amount in their home currency of choice.

Value

Response

3

MCP Transaction.

Space-fill if not applicable.

Free Trial and Promotional Offer Indicator

1

441

N

C

Indicates that a transaction is being processed at the end of a free trial/promotional period. Only required for the first transaction following the trial/offer.

Value

Description

1

Charge at end of Free Trial/Promotional Offer

 

Filler

9

442-450

A

M

Space-fill

 

*1 Track Data condition Code / Discover US/CAN only

Field Position 1
This position is the Track 1 Data Indicator.
Position Value Description
0 = No Track 1 data present
1 = Track 1 data present with CVV not provided
2 = Track 1 data present with non-zero and non-blank CVV
3 = Track 1 data present with CVV set to all zeros
4 = Track 1 data present with CVV containing some or all blanks
5 = Track 1 data present but CVV location not disclosed by Issuer

Field Position 2
This position is the Track 2 Data Indicator.
Position Value Description
0 = No Track 2 data present
1 = Track 2 data present with CVV not provided
2 = Track 2 data present with non-zero and non-blank CVV
3 = Track 2 data present with CVV set to all zeros
4 = Track 2 data present with CVV containing some or all blanks
5 = Track 2 data present but CVV location not disclosed by Issuer

Note: The value for this field may be found in positions 1-2 of the Transaction Qualifier (Field 124) in the Authorization Response.

*2 Digital Wallet description table

Description

Field

Length

Digital Wallet Type

Visa Checkout = V

MasterPass = M

1 AN

Digital Wallet Data

Visa Checkout Data

Position 1 – 2 Additional Authorisation Method

Position 3 - 4 Additional Authorisation Reason Code

 

MasterCard MasterPass Data

Position 1 – 3 Wallet Identifier

Values are:

101 (MasterPass Remote Ecommerce)

102 (MasterPass Remote NFC)

Position 4 Spaces

4 AN

 

1     Second AUX Record (SAR)

Field Name

L

Position

F

S

Remarks

Record Type

3

1-3

A

M

Always SAR

Data Record Sequence Number

9

4-12

N

M

Increment by 1 per data record

Cardholder Authentication Verification Value (CAVV)

40

13-52

A

C

3D Secure authentication value from authorisation. Required for Diners 3D Secure transactions.

CAVV Authentication Results Code

2

53-54

N

C

CAVV validation result for Diners 3D Secure transactions. This field is only required if the transaction has not been authorised via Elavon.

For transactions that have been authorised via Elavon this value will be recorded by the Elavon Host and does not need to be populated in the settlement file.

Filler

396

55-450

A

M

Space-fill