Transaction AUX Record (TAR)

Field Name

L

Position

F

S

Remarks

Record Type

3

1-3

A

M

Always TAR

Data Record Sequence Number

9

4-12

N

M

Increment by 1 per data record

Product ID

2

13-14

A

C

Only available in the VISA US region from the authorisation message. Otherwise space-fill.

Must be present in conjunction with Transaction Identifier and Validation Code Fields.

Reference: Visa Transaction Identifier DE 62.23 (Card Level Result)

Transaction Identifier

15

15-29

A

C1

American Express: Field contains the Amex Transaction Identifier provided in the authorisation response message.

Visa: Field contains the Visa Transaction Identifier provided in the authorisation response message. Must be present in conjunction with the Validation Code and Authorisation Characteristics Indicator fields.

Note: For tokenised Verified by Visa transactions this field will carry the TAVV (Token Authentication Verification Value).

Space-fill if not applicable.

Reference: Visa Transaction Identifier DE 62.2

Validation Code

4

30-33

A

C1

Visa: information is be provided to the merchant as part of the authorisation message. Field may include a code to determine the accuracy of the authorisation date contained in the clearing record. Otherwise space-fill.

Reference: Visa Transaction Identifier DE 62.3

Authorisation Characteristics Indicator

1

34

A

C1

Field is required to qualify transactions for Visa Custom Payment Services rates. Otherwise space-fill.

Reference: Visa Transaction Identifier DE 62.1

BankNet Reference Date

4

35-38

N

C 2

For MasterCard transactions: MMDD

Otherwise space-fill.

Must be present in conjunction with the Financial Network Code and Banknet Reference fields.

Reference: MasterCard Financial Network Data DE15

Financial Network Code

3

39-41

A

C2

For MasterCard transactions:

Otherwise space-fill.

Reference: MasterCard Financial Network Data DE 63.1

BankNet Reference

8

42-49

A

C2

For MasterCard transactions. Last two digits are space filled.

Otherwise space-fill.

Reference: MasterCard Financial Network Data DE 63.2

Condition Code

4

50-53

A

C

Always space-filled

Cashback Amount

13

54-66

N

O

Not higher than the transaction-amount in the TDR. Same currency as in the TDR.

Cardholder Amount (DCC)

13

67-79

N

C3

Dynamic Currency Conversion (DCC) transactions only.

Transaction Amount in Cardholder Currency. Zero-fill if not applicable.

Must be in major currency unit with two implicit decimal places e.g.

1 Euro = 0000000000100

1 Cent = 0000000000010

Right justified, leading zeroes.

Must be present in conjunction with the Cardholder Currency Code, Conversion Rate and Conversion Exponent fields.

Cardholder Currency Code (DCC)

3

80-82

N

C3

Dynamic Currency Conversion (DCC) transactions only.

ISO Numeric Currency Code of Cardholder.

Zero-fill if not applicable.

Conversion Rate (DCC)

8

83-90

N

C3

Dynamic Currency Conversion (DCC) transactions only.

Foreign Exchange Rate. Zero-fill if not applicable.

This field has no implicit decimal point e.g.

0.812 = 00000812

The exchange rate must express the value of 1 major unit of the transaction (and merchant's settlement) currency in terms of the cardholder currency, i.e. multiply the Transaction Amount by the Exchange Rate to get the Cardholder Amount.

Conversion Exponent (DCC)

1

91

N

C3

Dynamic Currency Conversion (DCC) transactions only.

Number of digits in Foreign Exchange Rate Exponent. Zero fill if not applicable.

This value expresses the implicit decimal point in the Conversion Rate e.g.

Conversion Rate = 00000812

Conversion Exponent = '6'

Exchange rate = 00.000812

Payment Facilitator Dynamic Merchant DBA Name

25

92-116

A

C

DBA name for the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant City

13

117-129

A

C

DBA City for the Dynamic Merchant of the transaction. (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Street Address

25

130-154

A

C

DBA Street address of the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant ZIP Code

9

155-163

A

C

DBA ZIP code of the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant State/Province Code

2

164-165

A

C

DBA State/Province Code of the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters

Payment Facilitator Dynamic Merchant Country Code

3

166-168

A

C

DBA Country code of the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Numeric ISO 3166

Space filled for non-Dynamic Merchant Information submitters

Payment Facilitator Dynamic Merchant Sub Merchant ID

14

169-182

A

C

Sub Merchant ID allocated by the Payment Facilitator for the Dynamic Merchant of the transaction (if Payment Facilitator Processing).

Space filled for non-Dynamic Merchant Information submitters

Track Data Condition Code

2

183-184

N

C

Only valid and conditional for Discover Processing in the US/CAN.

This field is required if the Card Transaction receives a positive Authorization Response. This field is required for association incentive interchange rates. Space-fill if not present.

See Note *1

Network Reference Identification Number (NRID)

15

185-199

A

C

Only valid and mandatory for Discover Processing in the US/CAN.

Unique ID assigned by Discover at the time of the Authorization Response. It is not repeated for a period of one (1) year and follows the life of the Card Transaction.

Space-fill If not present.

Card Scheme Data Date and Time

10

200-209

A

C

Only valid for Union Pay. Value received from Union Pay in the authorisation Response Format: MMDDHHMMSS

Space-fill If not present.

Card Scheme Data Settlement Date

3

210-212

A

C

Only valid for Union Pay. Value received from Union Pay in the authorisation Response. Format: Julian Day

Space-fill If not present.

Digital Wallet Data

5

213-217

A

C

Digital Wallet Data provided in authorisations

See Note *2 – Description table

Accountholder Authentication Value (AAV) Collection Indicator

1

218

N

C

MasterPass authentication indicator. Formerly called the UCAF Collection Indicator.

Value

Description

0

MasterPass – Consumer Authentication not supported

1

MasterPass – Merchant only / Authentication attempt

2

MasterPass – Full Authentication

3

MasterPass – Maestro Basic Checkout

5

MasterPass – Risk Based Decision with Issuer. Not currently supported.

6

MasterPass – Merchant used own Risk Based Decision. Not currently supported.

MasterCard Assigned ID

6

219-224

A

C

MasterPass only: This field contains the MasterCard assigned merchant ID. The value should be provided if the AAV Collection Indicator has a value of 3.

Payment Facilitator Dynamic Merchant MCC Code

4

225-228

N

C

MCC Code for the Dynamic Merchant of the transaction (if Payment Facilitator Processing)

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Phone Number

20

229-248

A

C

Phone Number for the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Amex Only.

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Email Address

40

249-288

A

C

Email Address for the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Amex Only.

Space filled for non-Dynamic Merchant Information submitters.

Payment Facilitator Dynamic Merchant Tax ID

14

289-302

N

C

Tax ID for the Dynamic Merchant of the transaction (if Payment Facilitator Processing). Amex Only.

Space filled for non-Dynamic Merchant Information submitters.

Unique Transaction Response Reference Number

11

303-313

A

C

Contains the Elavon generated Unique Transaction Response Reference Number supplied during authorisation via the Elavon ISO Protocol (EISOP) format.

This value is not available via other authorisation protocols.

Space-fill if not applicable.

DCC Reference Number

14

314-327

N

C

Reference number provided in DCC Inquiry Response message for Host DCC transactions.

Zero-fill if not applicable.

Transit Transaction Type Indicator

2

328-329

N

C

Transit Data provided as part of a Transit Transaction.

Value

Description

01

Pre-Funded

02

Real-Time Authorised

03

Post-Authorised Aggregated

04

Authorised Aggregated Split Clearing

05

Other

06

Post-Authorised Aggregated Maestro

07

Debt Recovery

Transportation Mode Indicator

2

330-331

N

C

Transit Data provided as part of a Transit Transaction.

Value

Description

00

Unknown

01

Urban Bus

02

Interurban Bus

03

Light Train Mass Transit

04

Train

05

Commuter Train

06

Waterborne Vehicle

07

Toll

08

Parking

09

Taxi

10

High-Speed Train

11

Rural Bus

12

Express Commuter Train

13

Para Transit

14

Self-Drive Vehicle

15

Coach

16

Locomotive

17

Powered Motor Vehicle

18

Trailer

19

Regional Train

20

InterCity

21

Funicular Train

22

Cable Car

Transaction Integrity Class (TIC)

2

332-333

A

C

Required for MasterCard transactions in the US Region Only.

Contains a value from the authorisation response message that indicates fundamental safety and security of a transaction. Includes an assessment of validity of the card and cardholder.

Value must be passed unaltered from authorisation to settlement.

Mandatory for incentive interchange.

Payment Account Reference (PAR) Number

35

334-368

AN

C

Carries a unique reference number assigned to a cardholder’s card PAN. This value remains constant across tokenised and non-tokenised transactions.

3D Secure Version Number

1

369

N

C

Indicates if the transaction has been processed under 3D Secure Version 1 or Version 2 rules. Mandatory for all 3D Secure transactions.

Value

Description

1

3D Secure Version 1

2

3D Secure Version 2

Directory Server (DS) Server Transaction ID

36

370-405

AN

C

Carries the Directory Server (DS) Transaction ID generated during 3D Secure Version 2 authentication. Must be present for all MasterCard 3D Secure Version 2 transactions.

Accountholder Authentication Value (AAV)

32

406-437

AN

C

Carries the MasterCard SecureCode AAV. Formerly called the Universal Cardholder Authentication Field (UCAF).

PIN Capability

1

438

N

C

Indicates PIN entry capability.

Value

Description

1

PIN supported

3

Software based MPOS with PIN supported

Mobile POS (MPOS) Acceptance Device Indicator

1

439

N

C

Indicates if an MPOS device is Hardware or Software Based.

Value

Description

0

Hardware Based MPOS – dedicated MPOS terminal with dongle (with or without keypad)

1

Software Based MPOS – off the shelf mobile device

Filler

11

440-450

A

M

Space-fill

*1 Track Data condition Code / Discover US/CAN only

Field Position 1
This position is the Track 1 Data Indicator.
Position Value Description
0 = No Track 1 data present
1 = Track 1 data present with CVV not provided
2 = Track 1 data present with non-zero and non-blank CVV
3 = Track 1 data present with CVV set to all zeros
4 = Track 1 data present with CVV containing some or all blanks
5 = Track 1 data present but CVV location not disclosed by Issuer

Field Position 2
This position is the Track 2 Data Indicator.
Position Value Description
0 = No Track 2 data present
1 = Track 2 data present with CVV not provided
2 = Track 2 data present with non-zero and non-blank CVV
3 = Track 2 data present with CVV set to all zeros
4 = Track 2 data present with CVV containing some or all blanks
5 = Track 2 data present but CVV location not disclosed by Issuer

Note: The value for this field may be found in positions 1-2 of the Transaction Qualifier (Field 124) in the Authorization Response.

*2 Digital Wallet description table

Description

Field

Length

Digital Wallet Type

Visa Checkout = V

MasterPass = M

1 AN

Digital Wallet Data

Visa Checkout Data

Position 1 – 2 Additional Authorisation Method

Position 3 - 4 Additional Authorisation Reason Code

 

MasterCard MasterPass Data

Position 1 – 3 Wallet Identifier

Values are:

101 (MasterPass Remote Ecommerce)

102 (MasterPass Remote NFC)

Position 4 Spaces

4 AN