Field 63: Reserved Private Data III

Format: LLLVARb…999

Description: Field 63 will be used to send requests and responses related to services not dealt with by other fields. This field utilises the Tag, Length, Value (TLV) structure to delineate different sub-elements in the following manner:

<LLL><TAG><LENGTH><VALUE><TAG><LENGTH><VALUE> ………

LLL: This describes the aggregate length of the data in data element 63.

Format: 2 bytes BCD (first nibble will be zero-filled).

TAG: This sub-field contains an alphanumeric or numeric value describing the data that is to follow in the length and value fields. The tag values and the actual data they represent are outlined in the table below.

Format: 1-byte BCD.

LENGTH: This sub-field contains a numeric value that may vary from 0 to 99 describing the length of the data that is to follow in the value sub-field.

Format: 2 bytes BCD (first nibble will be zero-filled).

VALUE: This sub-field contains the data associated with a particular tag. The length of this data should be the same as that indicated in the length sub-field.

Format: see table below for individual tag formats.

Tag

Description

Format

Length

01

DUKPT Key Serial Number

b 20

20

02

CVV2 (CVC2)

an 4

4

03

CVV2 (CVC2) Result Code

an 1

1

04

Moto/EC Indicator

n 1

1

05

Ignore TID Indicator

an 1

1

06

Mobile POS (MPOS) Indicator

an 1

1

07

Payment Facilitator Indicator

an 1

1

08

Partial Approval Indicator

an 1

1

09

Address Verification Data

an 49

49

10

Address Verification Response Data

an 1

1

11

Transaction Identifier

an 40

20 bytes

12

3D Secure Cardholder Authentication Verification Values

an 40

20 bytes

13

Accountholder Authentication Value (AAV)

an 32

32 bytes

14

Financial Institution Data

an 30

30

15

Acceptance Indicator for Card Scheme Data

an 1

1

16

Card Scheme Data

an 22

22

17

Instalment Payment

an 34

34

18

Unattended Acceptance Terminal Indicator

(CAT - Cardholder Activated Terminal - Level Indicator)

an 2

2

19

Dual Brand Override Indicator

an 2

2

20

Alphanumeric Terminal ID

an 8

8

21

MasterPass Enabled Merchant Flag

an 1

1

22

Digital Wallet Data

an 5

5

23

Accountholder Authentication Value (AAV) Collection Indicator

n 1

1

24

Mastercard Assigned ID

an 6

6

25

Unique Transaction Response Reference Number

an 11

11

26

Payment Facilitator Additional Information

an 92

92

27

DCC Reference Number

n 14

14

28

Transit Transaction Data

n 4

4

29

PAN Association Data

an 27

27

30

Credential on File Indicator

an 1

1

31

Merchant Initiated Transaction Indicator

an 2

2

32

Debt Repayment Indicator

an 1

1

33

Elavon Token

an 19

19

34

Current Elavon Token Type

an 2

2

35

Requested Elavon Token Type

an 2

2

36

Card Brand

a 2

2

37

Elavon Token Original Presented Card PAN

n 4

4

38

Payment Account Reference (PAR) Number

an 35

35

39

3D Secure Version Number

n 1

1

40

Directory Server (DS) Transaction ID

ans 36

36

41

Transaction Record of Charge (ROC) Value

an 39

39

42

Mobile POS (MPOS) Acceptance Device Indicator

n 1

1

43

Deferred Authorisation Indicator

an 1

1

44

Strong Customer Authentication (SCA) Status Indicator

an 1

1

45

Strong Customer Authentication (SCA) Exemption Indicator

an 1

1

46

Multi-Currency Processing (MCP) Transaction Indicator

an 1

1

47

Elavon Journey ID

an 36

36

48

In-App Digital Payment Cryptogram

ans 28

28

49

Remote Commerce Acceptor Identifier

VAR ans… 150

150

50

3D Secure Capability Indicator

ans 5

5

51

Free Trial and Promotional Offer Indicator

n1

1

Note: Support for Tag 16 (Card Scheme Data) and Tag 25 (Unique Transaction Reference Number) in Response Messages is mandatory.

1.1.1Tag 01 DUKPT Key Serial Number

Contains the Key Serial Number (KSN) for DUKPT encryption that is associated with the PIN data contained in Field 52. The Key Serial Number is a 10 byte composite field that is transmitted as 20 bytes as it contains binary data. The 10 bytes before they are expanded to ASCII character representation are composed as follows:

Bytes

Description

Bits

Bytes 1-2

Hexadecimal F’s

16

Bytes 3-5

Base Derivation Key ID

24

Bytes 6-7 + byte 8, bits 1-3

Terminal Device ID

19

Byte 8, bits 4-8 + bytes 9-10

Encryption Counter

21

 

1.1.2Tag 02 Card Verification Value (CVV2/CVC2)

CVV2 value as printed on the card. Mastercard and Visa: 3 bytes, left justified, space filled. American Express: 4 bytes.

 

1.1.3Tag 03 Card Verification Value (CVV2/CVC2) Result Code

The result of CVV2 validation:

Value

Description

M

Match

N

No Match

P

Not Processed

U

Not Participating

American Express Values:

Value

Description

Y

Match

N

No Match

U

Unchecked

 

1.1.4Tag 04 Mail Order/Telephone Order/Ecommerce Indicator (MOTO/ECI)

 

Value

Description

0

Cardholder Present

1

Mail Order/Telephone Order (MOTO) Transaction

2

Recurring Transaction

3

Instalment Payment (not currently supported)

5

Ecommerce Fully Authenticated 3D Secure Transaction (see also Field 63, Tags 11, 12 and 13)

6

Ecommerce 3D Secure Authentication Attempt supported by merchant / cardholder does not participate (see also Field 63, Tags 11, 12 and 13)

7

Ecommerce Unsecure Transaction using SSL or Channel Encryption

9

UnionPay 3D Secure attempted. Transaction not authenticated as card is not registered for 3DS. Applicable for UnionPay cards only.

1.1.5Tag 05 Ignore TID Indicator

TID will be ignored by Elavon authorisation host but will be passed to schemes and included in the response message. Not supported on Host Based solutions.

The Elavon host will refer to the Merchant ID number provided in the message. Only available for approved customers in Nordic regions, please contact Elavon for further information.

Value

Description

Y

Customer is approved to utilise Ignore TID functionality.

 

1.1.6Tag 06 Mobile POS (MPOS) Indicator

Indicates that the point of acceptance is a mobile device or tablet computer.

 Value

Description

M

Mobile device used

 

1.1.7Tag 07 Payment Facilitator Indicator

Indicates Payment Facilitator acceptance. If present Field 43 Payment Facilitator values must be populated.

Value

Description

Y

Payment Facilitator

 

1.1.8Tag 08 Partial Approval Indicator

Specifies whether a terminal supports partial approval.

The option of a partial approval must not be offered for an authorisation with cashback.

If the issuer grants a partial approval but this indicator was not set the terminal will receive a decline in the response message. The Elavon acquiring host will generate a reversal to the issuer.

Value

Description

Y

Supports Partial Approval responses

 

 

 

1.1.9Tag 09 Address Verification Service (AVS) Request Data

Contains address data of the Cardholder.

Format 1:

Position

Type

Description

1-9

an 9

Subfield contains only numerics from the postcode.

10-49

ans 40

Subfield contains up to 5 numerics from the cardholder’s billing address.

Format 2:

Position

Type

Description

1-9

an 9

Subfield contains complete postcode.

10-49

ans 40

Subfield contains cardholder billing address.

 

Format 1 Examples

Pos

Value

Flat. 4a

123 London Road, London

CH48 8AQ

1-9

488

10-49

4123

1 Elm Street

Valley Stream

NY 1151

1-9

1151

10-49

1

Spachbrücker Str

21, 64354 Reinheim

1-9

64354

10-49

21

The Ridings

Dean Court, Guildford

GU14 7SR

1-9

147

10-49

 

 

 

 

1.1.10Tag 10 Address Verification Service (AVS) Response Data

AVS result code.

Value

Description

A

Address match, Postal Code no-match

B

Street Address match, Postal Code not verified (incompatible format)

C

Street Address and Postal Code not verified (incompatible format)

D

Street Address and Postal Code match

F

Street Address and Postal Code match (UK issued cards)

G

Address information not verified

I

Address information not verified

M

Street Address and Postal Code match

N

No match

P

Postal Code match, Street Address not verified (incompatible format)

R

Retry - system unavailable/timed-out

S

Not applicable / AVS not supported

U

Address information not verified / No data from issuer

W

Postal Code match, Street Address no-match

X

Street Address and Postal Code Match

Y

Street Address and Postal Code Match

Z

Postal Code/ZIP Code match, Street Address no-match

 

1.1.11Tag 11 Transaction Identifier (XID)

3D Secure Transaction Identifier

20 bytes binary.

Transaction

Contents

Visa 3D Secure Version 1 (Verified by Visa)

Transaction XID

Visa 3D Secure Version 1 (Verified by Visa) Tokenised

Token Authentication Verification Value (TAVV)

American Express 3D Secure Version 1 (SafeKey)

Transaction XID

American Express 3D Secure Version 2

Directory Server (DS) Transaction ID

 

 

 

1.1.12Tag 12 3D Secure Cardholder Authentication Verification Values

20 bytes containing 40 binary coded decimal digits.

Scheme

Contents

Verified by Visa

CAVV

American Express SafeKey

AEVV

Diners ProtectBuy

CAVV

Mastercard SecureCode

Not Applicable

UnionPay

AV

Tag must be present if Tag 04 is set as value 5 or 6.

If Cardholder Authentication Verification Value data is not present in Verified By Visa ecommerce transactions (PAN or Token) the transactions will be downgraded.

 

1.1.13Tag 13 Accountholder Authentication Value (AAV)

Mastercard Secure Code AAV value. Applicable for Mastercard and Maestro ecommerce transactions only. Elavon expects to the AAV field to be populated with the Base 64 encoded authentication value. This Tag must be present if Tag 04 is set as value 5 or 6.

Please note: AAV value is not mandatory for tokenised transactions. This Tag must be preceded by Tag 04. Formally called Universal Cardholder Authentication Field (UCAF).

 

 

 

1.1.14Tag 14 Financial Institution Data

Required for UK Domestic Transactions under the following Merchant Category Codes.

MCC 6012 – Visa/Mastercard – Please see Debt Repayment Field

MCC 6050 - Mastercard

Position

Type

Data Description

1-8

an 8

Date of birth of primary recipient.

Format: YYYYMMDD (year, month, date)

Note: No default date is captured.

9-18

an 10

Partially masked PAN or account number of recipient.

Card-to-Card Payments: First 6 and last 4 characters of recipient PAN (no spaces)

Card-to-Non-Card Payments: Up to 10 characters of recipient account number details.

If the account number is under 10 characters then the remaining field locations are populated with an asterisk (*).

19-24

an 6

First part of the post code (district) which UK acquirers are required to populate.

E.g. postcode KA27 8AA becomes KA27.

If the first part of the post code is only 2 characters then the remaining field locations must be left blank.

25-30

an 6

First 6 characters of the recipient’s surname. Only alphabetic characters to be used (Latin characters such as A, B, C or a, b, c etc.).

If the surname is shorter than 6 characters then the remaining field locations are populated with an asterisk (*).

The data must be arranged in sequential order without special characters or delimiters to discern subsections.

Example 1: Customer with UK Address and surname longer than 6 characters. ‘_’ denotes a space.

Position

1-8

9-18

19-24

25-30

Value

19840501

1234569999

KA27__ 

Witwic

Example 2: Customer with bank account and surname shorter than 6 characters. ‘_’ denotes a space.

Position

1-8

9-18

19-24

25-30

Value

19870629

123456****

XX____

Fong**

 

 

 

1.1.15Tag 15 Card Scheme Data Acceptance Indicator

Flag in requests to indicate that Card Scheme Data can be received and processed on the partners host or terminal

Please advise Elavon if Card Scheme Data cannot be supported.

Value

Description

Y

Card Scheme Data Supported

Please note: the return of Card Scheme Data in Online Refund Responses is currently supported in the Elavon Certification Test Environment only.

 

1.1.16Tag 16 Card Scheme Data

Data will be returned to the partner host system or POS terminal in approved responses where Tag 15 in the corresponding request is set to Y. This is retain and return data for the various Reversal messages. Data must also be populated in the equivalent fields on the corresponding submission file if applicable. Transaction ID data may be required for subsequent Merchant Initiated Transactions.

Please note: Mastercard declines will not contain Card Scheme Data.

Scheme

Pos. 1

Pos. 2-16

Pos. 17-20

Pos. 21-22

Visa

ACI value

Transaction ID

Validation Code

ALP/

Product ID

Mastercard

M

BankNet Ref. No.

BankNet Date

Spaces

Discover

D

NRID

Track Data Condition Code (please note: can be space filled)

Spaces

AMEX

A

Transaction ID

Spaces

Spaces

 

Scheme

Pos. 1

Pos. 2-7

Pos. 8-17

Pos. 18-20

Pos. 21–22

Union Pay

B

STAN

Date and Time

Settlement Date

Spaces

 

 

 

1.1.17Tag 17 Instalment Payment

Supports the transmission of Instalment payment data. The indicated transaction may be the first or a subsequent transaction. In all cases the initial transaction of such a series must be identified as an Instalment payment. Currently not supported by Elavon.

Pos.

Type

Description

1

an 12

Total Amount. Contains the payments total. Zero-filled, right-justified.

2

an 3

Currency Code. Contains the currency code of the payment submitted.

3

an 3

Number of Instalments. Contains the number of Instalment payments that will occur. Zero-filled, right-justified.

4

an 12

Amount of each Instalment. Contains the amount of each Instalment payment. Zero-filled, right-justified.

5

an 3

Instalment Payment Number. Contains the Instalment payment number. Zero-filled, right-justified.

6

an 1

Frequency of Instalments. Contains the frequency of the Instalment payments. Valid values are:

Value

Description

W

Every Week

B

Every Two Weeks

M

Every Month

 

 

1.1.18Tag 18 Unattended Acceptance Terminal Indicator (CAT Level)

Indicates the type of unattended terminal.

Value

Description

01

Automated dispensing machine with PIN. Online authorised. Examples:

  • ATM
  • Fuel Purchase with PIN

02

Self-service terminal. Examples:

  • Fuel Purchase without PIN (No CVM), online authorised.
  • Prepaid Card Purchase
  • Video Rental

03

Limited amount terminal without PIN (No CVM). Offline.

Examples:

  • Road Toll
  • Motion Picture Theatre
  • Parking Garage Fee

 

1.1.19Tag 19 Dual Brand Override Indicator

Denotes the brand selected by the customer at the Point of Interaction. Only applies to dual branded cards, only supported for Union Pay cards at present.

Value

Description

UP

Union Pay

 

 

 

1.1.20Tag 20 Alphanumeric Terminal ID

Populated when an Alphanumeric Terminal ID is used at the Point of Interaction. Tag is left-justified with trailing spaces.

Field 41 (Card Acceptor Terminal Identification) must be zero-filled when Tag 20 is populated. Alphanumeric Terminal IDs are not compatible with Single Message (Host Based) configurations.

 

1.1.21Tag 21 MasterPass Enabled Merchant Flag

Indicates that the merchant is enabled to process via the MasterPass Wallet. This does not require that MasterPass Digital Wallet is present. Mastercard only.

Value

Description

Y

MasterPass supported

 

1.1.22Tag 22 Digital Wallet Data

 

Pos

Name

Description

1

Digital Wallet Type

Value

Description

V

Visa Checkout

M

MasterPass

 

3-6

Digital Wallet Data

Visa Checkout

Pos.

Description

1-2

Additional Authorisation Method

3-4

Additional Authorisation Reason Code

MasterPass

Pos.

Description

1-3

Wallet Identifier

Value

Description

101

Remote Ecommerce

102

Remote NFC

 

4

Space-filled

Please note: While values 101 and 102 were initially introduced, other values may be transmitted by MasterPass. Mastercard will not publish these values and as such, acquirer and processor systems should pass whatever value is provided by the MasterPass wallet unaltered in the transaction record.

 

 

 

 

1.1.23Tag 23 Accountholder Authentication Value (AAV) Collection Indicator

Contains the result of AAV validation. Required for MasterPass transactions only.

Value

Description

0

Merchant does not participate in AAV scheme

1

Merchant participates / Attempted AAV data is present

2

Merchant participates / AAV data is present

3

MasterPass Only: Maestro Basic Checkout

 

1.1.24Tag 24 Mastercard Assigned ID

Contains the Mastercard Assigned Merchant ID. This field is required if the AAV Collection Indicator Field contains the value 3 (Maestro Basic Checkout).

 

1.1.25Tag 25 Unique Transaction Response Reference Number

Contains a unique Elavon generated reference number populated in response messages only. This value should subsequently be populated in settlement.

Please note: this tag should not be used in request messages.

 

1.1.26Tag 26 Payment Facilitator Additional Information

Contains additional information required for Payment Facilitators. Alphanumeric fields should be left justified with trailing spaces. Numeric fields should be right justified with leading zeros.

Position

Type

Description

1-14

an 14

PF Sub-Merchant ID (MID number of  sub-merchant) This should not match the value in Field 42 (Card Acceptor Merchant ID)

15-18

n 4

PF Sub-Merchant MCC (MCC of sub-merchant)

19-38

an 20

PF Phone Number (sub-merchant phone number) Amex Only

39-78

an 40

PF Email Address (sub-merchant email address) Amex Only

79-92

n 14

PF Tax ID (sub-merchant Tax ID)

Space-Fill if not available

 

1.1.27Tag 27 DCC Reference Number

Unique DCC reference number assigned by the Elavon Host. Format = YYMMDDHHMMnnnn where nnnn is a random number generated by the Host. To be returned in all subsequent authorisation and settlement messages from the terminal to the Host.

 

 

1.1.28Tag 28 Transit Transaction Data

Carries data related to the processing of Transit Transactions. Available for the following Merchant Category Codes: 4111 / 4112 / 4131 / 4784.

Position

Type

Description

1-2

n2

Transit Transaction Type Indicator

Value

Description

01

Pre-Funded

Cardholder purchases a value redeemable on future travel e.g. weekly or monthly pass.

02

Real-Time Authorised

Cardholder taps and pays for travel fare each trip. An authorisation is obtained every time a cardholder uses their bank-issued device at the transit terminal.

03

Post-Authorised Aggregated

Multiple trips/card taps are aggregated into a single transaction amount. Taps can be combined for up to 14 days from the first tap or up to the chargeback protection amount. Variable fare model.

04

Authorised Aggregated Split Clearing

Only applicable for UK domestic transactions. Please advise Elavon if you wish to make use of this transaction type.

05

Other

06

Post-Authorised Aggregated Maestro

Multiple trips/Maestro taps are aggregated into a single transaction amount. Variable fare model.

07

Debt Recovery

Indicates that a transit transaction has previously been declined but cardholder was granted travel. The Debt Recovery is a resubmission of the declined transaction.

 

3-4

n2

Transportation Mode Indicator

Value

Description

Value

Description

00

Unknown

11

Rural Bus

01

Urban Bus

12

Express Commuter Train

02

Interurban Bus

13

Para Transit

03

Light Train Mass Transit

14

Self-Drive Vehicle

04

Train

15

Coach

05

Commuter Train

16

Locomotive

06

Waterborne Vehicle

17

Powered Motor Vehicle

07

Toll

18

Trailer

08

Parking

19

Regional Train

09

Taxi

20

InterCity

10

High-Speed Train

21

Funicular Train

 

 

22

Cable Car

 

 

 

 

1.1.29Tag 29 PAN Association Data

PAN Association Data is returned by Mastercard in the response to a Transit Authorisation Request. This Tag contains the cardholder’s PAN which can be cross-referenced with the contactless PPAN used in the original contactless Transit taps.

Position

Type

Description

1

an 1

Account Number Indicator

Value

Description

E

Embossed account number provided by Issuer

L

Pay with Rewards Loyalty Program Operator (LPO) card

M

Primary account number

P

PayPass account number

R

Pay with Rewards card

V

Virtual card number

 

2-20

n 19

Account Number

20-24

n 4

Expiration Date YYMM

25-27

an 3

Product Code (See Appendix B)

 

1.1.30Tag 30 Credential on File Indicator

Indicates status of Credential on File transaction initiated by Merchant. Card Scheme Data from original authorisation must be present in message.

In the event of a Reversal the same Credential on File value used in the original authorisation must be populated. Diners supported from November 2020.

Value

Description

S

Storing Credential on File – valid for Visa and Mastercard

Indicates that the Cardholder Initiated Transaction (CIT) is being processed with the intention of retaining the cardholder’s details.

U

Unscheduled Credential on File Transaction – valid for Visa, Diners and Amex

Represents a Merchant Initiated Transaction (MIT) using a stored credential that does not occur on a scheduled or regularly occurring transaction date.

I

Instalment Transaction using Stored Credential – valid for Visa, Amex, Diners and Mastercard

Represents a cardholder agreement to allow a merchant to initiate one or more future transactions over a period for a single purchase of goods or services.

R

Recurring Transaction using Stored Credential – valid for Visa, Amex, Diners and Mastercard

Represents a cardholder agreement to allow a merchant to initiate future transactions for the purchase of goods or services at regular fixed intervals.

 

 

 

1.1.31Tag 31 Merchant Initiated Transaction Indicator

Indicates reason for Merchant Initiated Transaction. Valid for Visa, Diners and Amex. Card Scheme Data from original authorisation must be present in message. Diners supported from November 2020.

Value

Description

01

Resubmission

Allows a merchant to resubmit an authorisation that has been declined due to insufficient funds after delivery of goods or services. 14 day time limit.

02

Delayed Charge

Allows a merchant to process a supplemental charge after original services and respective payment has been processed. 120 day time limit.

03

Reauthorisation

Allows the processing of split or delayed ecommerce shipments.

Allows the extension of authorisations relating to hotel stays, car rentals and cruise lines. 120 day time limit.

04

No-Show

Allows a merchant to perform a No-Show transaction in accordance with the merchant’s cancellation policy.

 

1.1.32Tag 32 Debt Repayment Indicator

Indicates a Debt Repayment Instalment Transaction. Used in conjunction with MCC 6012 in the Financial Institution Data Field where applicable. Only applicable to Debit Card Transactions.

Required for authorisation and authorisation reversal.

Value

Description

Y

Debt Repayment Transaction

 

1.1.33Tag 33 Elavon Token

Used in Elavon Tokenised Transactions Carries the Tokenised Card Number in Authorisation Requests and Tokenisation Request Responses. Maximum length 19.

 

1.1.34Tag 34 Current Elavon Token Type

Used in Elavon Tokenised Transactions. Identifies the Elavon Token Type being used in the current transaction.

 

1.1.35Tag 35 Requested Elavon Token Type

Used in Elavon Tokenised Transactions. Requests a new Elavon Token Type. To be agreed with Elavon before use.

 

 

1.1.36Tag 36 Card Brand

Used in Elavon Tokenised Transactions. Identifies the Card Brand of a Tokenised PAN. Returned in Response Messages.

Value

Description

Value

Description

VI / VE / VD

Visa Credit / Electron / Debit

UD / UP

Union Pay

MC / MD

Mastercard Credit / Debit

JC

JCB

AX

American Express

4B

Spanish Domestic

DC

Diners

GC

Giftcard

 

1.1.37Tag 37 Elavon Token Original Presented Card PAN

Used in Elavon Tokenised Transactions. Carries the last four digits of the card PAN originally presented for Elavon Tokenisation in transaction response messages (excluding 1316 - Elavon Tokenisation Response). Must be printed on receipts/retained to match transaction records in the event of a dispute being raised.

 

1.1.38Tag 38 Payment Account Reference (PAR) Number

Carries a unique reference number assigned to a cardholder’s card PAN. This value remains constant across tokenised and non-tokenised transactions. The PAR provided by the scheme during authorisation and is returned to the terminal in the response message.

 

1.1.39Tag 39 3D Secure Version Number

Indicates if the transaction has been processed under 3D Secure Version 1 or Version 2 rules. Mandatory for all 3D Secure transactions.

Elavon currently supports 3D Secure Version 2 for Visa, Mastercard, and American Express.

Value

Description

1

3D Secure Version 1

2

3D Secure Version 2

 

1.1.40Tag 40 Directory Server (DS) Transaction ID

Carries the Directory Server (DS) Transaction ID generated during 3D Secure Version 2 authentication. Supported by Mastercard and UnionPay.

 

 

1.1.41Tag 41 Transaction Record of Charge (ROC) Value

Carries a unique value created by the terminal solution for an authorisation request. The value is returned unaltered in the authorisation response and used in any subsequent related transactions including settlement where applicable. This value will be fed to schemes/issuers as Record of Charge (ROC) value.

 

1.1.42Tag 42 Mobile POS (MPOS) Acceptance Device Indicator

Indicates if an MPOS device is Hardware or Software Based.

Value

Description

0

Hardware Based MPOS – dedicated MPOS terminal with dongle (with or without keypad)

1

Software Based MPOS – off the shelf mobile device

 

1.1.43Tag 43 Deferred Authorisation Indicator

Indicates when authorisation has been deferred i.e. due to technical issues that prevent a proper authorisation being obtained while the cardholder is present.

This indicator must be used for every deferred authorisation request.

Value

Response

Y

Deferred Authorisation

 

1.1.44Tag 44 Strong Customer Authentication (SCA) Status Indicator

Indicates POS capability in relation to SCA requirements.

Value

Response

1

Single-Tap Capable – indicates that the solution supports contactless with online PIN and can request SCA without requiring an additional tap.

2

Ecommerce Step-Up Capable – indicates that the solution is capable of stepping up a transaction from unsecured ecommerce to 3D Secure Version 2 authentication if requested by issuer.

3

Single-Tap Transaction with Duplicated Data – indicates in request messages that a contactless Online PIN transaction is being processed following a Single-Tap request using data from the original tap.

 

1.1.45Tag 45 Strong Customer Authentication (SCA) Exemption Indicator

Indicates that exemption from SCA is requested for the transaction.

Value

Response

3

Secure Corporate Payment (SCP)

4

Transaction Risk Analysis (TRA) conducted by Approved Outsource.

5

Transaction Risk Analysis (TRA) conducted by Elavon Fraud Services.

7

Low Value Payment (LVP)

 

 

 

1.1.46Tag 46 Multi-Currency Processing Transaction Indicator

Indicates that the transaction has been processed using Multi-Currency Processing (MCP). MCP allows merchants to offer local currency to international customers but receive a guaranteed settlement amount in their home currency of choice. Supported for Mastercard, Visa and Diners.

Value

Description

3

MCP Transaction.

Please note: Diners support is related to your funding method (i.e. Elavon or Diners funding). Please speak to your Elavon representative for further information.

 

1.1.47Tag 47 Elavon Journey ID

Unique ID number used to indicate cardholder authentication via Elavon services. Please contact Elavon for more information.

 

1.1.48Tag 48 In-App Digital Payment Cryptogram

Mastercard: carries the Token Authentication Verification Value (TAVV) from a Mastercard DSRP (In-App Ecommerce) transaction only when processed under the enhanced rules (Mastercard AN 2941). Tag is required in conjunction with Tag 49.

Value should be 20 bytes of Hex which is Base 64 encoded to 28 characters.

American Express In-App Ecommerce: carries Amex Token Data Block A.

 

1.1.49Tag 49 Remote Commerce Acceptor Identifier

Carries a unique identifier agreed by the Merchant with wallet providers. This value is validated during authorisation processing. Value can be a maximum of 105 characters in length, converted to Base 64 encoding bringing the value length to a maximum of 150 characters

 

1.1.50Tag 50 3D Secure Capability Indicator

Indicates the highest version of 3D Secure Version 2 / EMV 3D Secure supported by solution. Formatted as follows: X.X.X - e.g. 2.1.0

 

1.1.51Tag 51 Free Trial and Promotional Offer Indicator

Indicates that a transaction is being processed at the end of a free trial/promotional period. Only required for the first transaction following the trial/offer.

Value

Description

1

Charge at end of Free Trial/Promotional Offer