Field 39: Response Code

Format: n3

Description: The following subset of ISO 8583 response codes may be returned:

Code

Description

 

Code

Description

000

Approved

 

139

Transaction Not Permitted to Issuer / Cardholder1

001

Partial Approval

 

140

Soft Decline with request to switch interface from Contactless to Contact with PIN / Exceeds Withdrawal Count Limit1

100

Do not honour

 

141

Elavon Tokenisation Response

(see below)

101

Expired card

 

142

Elavon Tokenisation Response

(see below)

106

PIN retries exceeded

 

143

Elavon Tokenisation Response

(see below)

107

Refer to card issuer

 

144

Soft Decline requesting 3D Secure Version 2 authentication on an unsecured ecommerce transaction.

108

Refer – card issuer special conditions

 

145

Soft Decline with request to process transaction as Single-Tap with Online PIN for cardholder authentication.

109

Invalid merchant

 

146

Invalid Multi-Currency Processing Data

110

Invalid amount

 

147

Merchant Not Enabled for Multi-Currency Processing

111

Invalid card number

 

148

SCA Exemption Soft Decline 1 – exemption criteria not met

117

Invalid PIN

 

149

SCA Exemption Soft Decline 2 – merchant not enabled for exemption

118

No card record

 

150

SCA Exemption Soft Decline 3 – Transaction Risk Analysis service not available

120

TX not permitted to terminal

 

190

Non-DCC transaction not allowed

123

Exceeds withdrawal frequency limit

 

301

Not supported

125

Card not active

 

306

Not successful

130

Invalid terminal

 

400

Successful Reversal

131

Sequence number error

 

500

Reconciliation in Balance

132

Must settle batch

 

501

Reconciliation out of balance

133

No transactions

 

902

Invalid Transaction

134

Invalid expiry date

 

904

Format error

135

Invalid BIN

 

909

Malfunction

136

Invalid currency

 

916

MAC incorrect

137

Invalid batch number

 

992

Inconsistent with message spec

138

Insufficient Funds / Over Credit Limit1

 

 

 

 

 

1 If these codes are returned to the terminal during a Contactless Transaction, it is expected that the terminal will prompt for a Contact Transaction.

 

1.1.1Elavon Tokenisation Response Codes

 

Value

Description

141

Authorisation with Elavon Tokenisation Request:

Transaction authorised but Tokenisation unsuccessful. Token value has not been returned due to Invalid Token Request Data.

Elavon Tokenisation Request Only:

Tokenisation unsuccessful. Token value has not been returned due to Invalid Token Request Data.

142

Authorisation with Elavon Tokenisation Request:

Transaction authorised but Tokenisation unsuccessful. Token value has not been returned due to Unavailable Tokenisation System.

Elavon Tokenisation Request Only:

Tokenisation unsuccessful. Token value has not been returned due to Unavailable Tokenisation System.

143

Elavon Token Error – unable to process Tokenised Transaction. Please check

Token data and retry.