Field 39: Response Code

Format: n3

Description: The following subset of ISO 8583 response codes may be returned:

This list is not exhaustive and values should not be hardcoded.

Code	Description	Code	Description
000	Approved	156	Restricted Card
001	Partial Approval	157	Blocked: First Use
100	Do not honour	158	Transaction cannot be completed
101	Expired card	159	Stop Payment Order
106	PIN retries exceeded	160	Revocation of Auth Order
107	Refer to card issuer	161	Revocation of all Auth
108	Refer – card issuer special conditions	162	Re-enter Transaction
109	Invalid merchant	163	Suspected Fraud
110	Invalid amount	164	Exceeds Approval Amount Limits
111	Invalid card number	165	Issuer or Switch is inactive
117	Invalid PIN	166	Cashback Service Not Available
118	No card record	167	Cashback Requests Exceeds Issuer Limit
120	TX not permitted to terminal	168	Negative Online CAM/dCVV/iCVV/CVV
123	Exceeds withdrawal frequency limit	169	Decline for CVV Failure
125	Card not active	170	Closed Amount
130	Invalid terminal	171	Cannot Verify PIN
131	Sequence number error	172	Life Cycle Decline
132	Must settle batch	173	Policy Decline
133	No transactions	174	Security Decline
134	Invalid expiry date	190	Non-DCC transaction not allowed
135	Invalid BIN	301	Not supported
136	Invalid currency	306	Not successful
137	Invalid batch number	400	Successful Reversal
138	Insufficient Funds / Over Credit Limit¹	500	Reconciliation in Balance
139	Transaction Not Permitted to Issuer / Cardholder¹	501	Reconciliation out of balance
140-150	See Below	902	Invalid Transaction
151	Pick Up Card	904	Format error
152	Pick Up Card – Special Conditions	909	Malfunction
153	No Such Issuer	916	MAC incorrect
154	Lost Card – Pick Up	992	Inconsistent with message spec
155	Stolen Card – Pick Up

1.1.1SCA Soft Declines

Code	Description	Code	Description
140	Soft Decline with request to switch interface from Contactless to Contact with PIN / Exceeds Withdrawal Count Limit¹	148	SCA Exemption Soft Decline 1 – exemption criteria not met
144	Soft Decline requesting 3D Secure Version 2 authentication on an unsecured ecommerce transaction.	149	SCA Exemption Soft Decline 2 – merchant not enabled for exemption
145	Soft Decline with request to process transaction as Single-Tap with Online PIN for cardholder authentication.	150	SCA Exemption Soft Decline 3 – Transaction Risk Analysis service not available

1.1.2Multi-Currency Processing (MCP) Codes

Code	Description		Code	Description
146	Invalid Multi-Currency Processing Data		147	Merchant Not Enabled for Multi-Currency Processing

1.1.3Elavon Tokenisation Response Codes

Value	Description
141	Authorisation with Elavon Tokenisation Request: Transaction authorised but Tokenisation unsuccessful. Token value has not been returned due to Invalid Token Request Data. Elavon Tokenisation Request Only: Tokenisation unsuccessful. Token value has not been returned due to Invalid Token Request Data.
142	Authorisation with Elavon Tokenisation Request: Transaction authorised but Tokenisation unsuccessful. Token value has not been returned due to Unavailable Tokenisation System. Elavon Tokenisation Request Only: Tokenisation unsuccessful. Token value has not been returned due to Unavailable Tokenisation System.
143	Elavon Token Error – unable to process Tokenised Transaction. Please check Token data and retry.
170	Authorisation with Tokenisation Request: Transaction partially authorised but Tokenisation has been unsuccessful. Token value has not been returned. Tokenisation System unavailable.
171	Authorisation with Tokenisation Request: Transaction partially authorised but Tokenisation has been unsuccessful. Token value has not been returned. Invalid toke request data.

¹ If these codes are returned to the terminal during a Contactless Transaction, it is expected that the terminal will prompt for a Contact Transaction.