Field 22: POS Data Code

Format: an12

Description: 12 alphanumeric characters, each position defining a POS attribute as follows:

Byte 1

Card Data Input Capability / POS Terminal Capabilities

0

Unknown

1

No Terminal used

2

Magnetic stripe reader

5

ICC including magnetic stripe, and keyed

6

Key entry

7

Contactless including ICC, magnetic stripe, and keyed

8

Contactless only

Byte 2

Cardholder Authentication Capability

0

No electronic authentication or unknown

1

PIN

3

Software-Based Online MPOS with PIN supported

Byte 3

Card Capture Capability

0

None or unknown

1

Capture

Byte 4

Operating Environment

0

No terminal used or unknown

1

On premises of card acceptor (attended)

2

On premises of card acceptor (unattended)

See Field 63 (Reserved Private Data III), Tag 18 (Unattended Acceptance Terminal Indicator)

Byte 5

Cardholder Present

0

Cardholder present

1

Cardholder not present (unspecified)

2

Cardholder not present (mail-order)

3

Cardholder not present (telephone)

4

Cardholder not present (standing authorisation)

5

Cardholder not present (electronic transaction)

Byte 6

Card Present

0

Card not present

1

Card present

Byte 7

Card Data Input Mode / POS Entry Mode

0

Unspecified, unknown

1

Manual, no terminal

2

Magnetic stripe read

3

Contactless using magnetic stripe data

4

Contactless using ICC data

5

ICC (Chip read)

6

Key entered

8

In-App Ecommerce

9

Fall back transaction – from ICC to manual

A

Credential on File – valid for Visa / MasterCard / Diners

B

PAN Auto Entry via Server in contactless debt repayment transactions

W

Reserved For Future Use

Byte 8

Cardholder Authentication Method

0

Not authenticated, unknown

1

PIN

5

Manual signature verification

6

Other

Byte 9

Cardholder Authentication Entity

0

Not authenticated, unknown

1

ICC

2

Customer Activated Device

4

Merchant

5

Other

Byte 10

Card Data Output Capability

0

Unknown

1

None

2

Magnetic Stripe

3

ICC

7

Contactless including ICC, magnetic stripe, and keyed

8

Contactless only capability

Byte 11

Terminal Output Capability

0

Unknown

1

None

2

Printing

3

Display

4

Printing and display

Byte 12

PIN Capture Capability

0

No PIN Capture Capability

1

Unknown

4

4 character

5

5 character

6

6 character

7

7 character

8

8 character

9

9 character

A

10 character

B

11 character

C

12 character

 

Example:

2 0 0 1 0 1 2 0 0 0 0 0

  • Mag Stripe Terminal / On Premises of Card Acceptor (Attended) / Cardholder Present / Card Present / Magnetic Stripe Read / Cardholder Not Authenticated

5 0 0 3 0 1 6 1 0 0 0 0

  • ICC Capable Terminal / ON Premises of Card Acceptor (Attended) / Cardholder Present / Card Present / Data Keyed / PIN Authenticated

5 0 0 1 0 1 5 0 0 0 0 0

  • ICC Capable Terminal / On Premises of Card Acceptor (Attended) / Cardholder Present / Card Present / ICC Transaction / Cardholder Not Authenticated