Credit Check Flow

When an application is submitted for a merchant, their credit is instantly checked using our credit engine. Validation is against the Elavon credit policy and will take only a short time to complete.

Passing data to creditCheck

You can POST data to the creditCheck endpoint using JSON. When there are no errors, you will receive a creditCheck token. The token is used for the boarding call.

You can refer to the credit check flow in the API Reference.

Data Elements

Find out more about each of the following data inputs:

Credit Check Responses

Note: For mock services, you can use one of these codes as the principle's middle name to return the chosen response. Leave the middle name blank to return AS (Approved) by default.

Element

Decision

Code

DecisionType

Approved

AS

Conditional Approval

CA

SMU Staging

SS

RMU Staging

RS

Decline

D

 

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